? Creator Monetization Policy

1. Eligibility

To participate in the Zamelon monetization program, users must:

• Be at least 18 years old (or the legal age of majority in their country).

• Maintain a verified Zamelon account in good standing.

• Comply with all Zamelon Terms of Service, Community Guidelines, and applicable laws.

• Provide accurate payout and identification information (e.g., Stripe Connect, tax details, or other verification forms).

Zamelon reserves the right to approve, deny, or revoke monetization eligibility at its discretion.

 

2. Earning Z-Credits

Creators earn Z-Credits when other users:

• Send them gifts or tips.

• Purchase access to exclusive content, private chats, or paid features.

• Subscribe to their profile or channel.

All earnings are recorded in the creator’s Zamelon Wallet and are visible within their account dashboard.

 

3. Conversion to Real Currency

Zamelon converts Z-Credits earned by creators into United States Dollars (USD) using a fixed internal exchange rate determined by Zamelon.

This rate may be adjusted periodically to reflect economic conditions, payment processing fees, or promotional programs.
Creators will be notified of any rate changes in advance.

 

4. Payouts

• Payouts are processed through Stripe or other approved payout partners.

• Minimum payout thresholds may apply (e.g., $50 USD).

• Payouts are generally issued on a monthly basis or at intervals specified by Zamelon.

• Processing times may vary depending on the creator’s country, bank, and compliance verification.

Zamelon may withhold or delay payouts in cases of fraud investigation, refund disputes, or account violations.

 

5. Fees and Deductions

Zamelon retains a platform service fee (percentage of the transaction) from each monetized activity.
This fee helps support hosting, development, and payment processing infrastructure.

Exact rates are disclosed within the creator dashboard or accompanying monetization guidelines.
Applicable taxes or third-party fees (such as Stripe fees) may also be deducted from payouts.

 

6. Taxes and Compliance

Creators are solely responsible for reporting and paying any taxes arising from their earnings.
Zamelon and its payment partners may withhold or report taxes where required by local regulations.

Creators must provide accurate tax details (e.g., W-9, W-8BEN, or equivalent forms) when requested.

 

7. Fraud and Violations

Zamelon strictly prohibits:

• Artificially inflating earnings (self-tipping, fraudulent transactions, etc.).

• Using bots, fake accounts, or third-party manipulation to increase monetization metrics.

• Violating the Terms of Service or Community Guidelines in monetized content.

If violations occur, Zamelon may suspend monetization privileges, revoke Z-Credits, or permanently disable the account.

 

8. Refunds and Chargebacks

In the event of payment disputes or chargebacks, Zamelon reserves the right to deduct the equivalent value of disputed transactions from the creator’s wallet or future payouts.

All refund decisions are final and handled in accordance with payment provider policies.

 

9. Termination

Zamelon may suspend or terminate a creator’s monetization privileges at any time for:

• Violations of platform policies or law.

• Inactive or abandoned accounts.

• Fraud, abuse, or deceptive behavior.

Upon termination, any remaining unredeemed Z-Credits may be forfeited unless required otherwise by law.

 

10. Updates to the Policy

Zamelon may revise this Creator Monetization Policy at any time to reflect updates in laws, payment systems, or platform features.
Continued use of monetization features after changes constitutes acceptance of the updated terms.

 

✅ Why this version is ideal for Zamelon:

• It’s globally compliant (covers payout partners, Stripe, and taxes).

• It uses Z-Credits as the earning medium (avoids financial-service regulations).

• It protects your platform against fraud and chargebacks.

• It’s flexible for scaling — you can add future features like subscriptions or paid messages easily.

 

? Zamelon Creator Monetization Policy

Last Updated: [Insert Date]
This Creator Monetization Policy explains how creators earn, withdraw, and manage their income on Zamelon.
By participating in Zamelon’s creator program, you agree to these terms, along with our Terms & Conditions, Privacy Policy, and Community Guidelines.

 

1. ? Overview

Zamelon allows eligible creators to earn money through:

• Tips and gifts from fans

• Paid subscriptions

• Premium or pay-to-view content

• Event-based rewards or bonuses

All transactions are processed securely through Stripe, PayPal, or other approved payment partners.

Zamelon operates globally — so creators can earn and withdraw funds from most countries supported by our payment providers.

 

2. ? Z-Credits: In-App Currency

Zamelon uses Z-Credits as its internal digital currency.
Fans purchase Z-Credits using their local payment methods (credit/debit cards, PayPal, Apple Pay, etc.).

Creators receive Z-Credits when:

• Fans send tips or gifts ?

• Users unlock paid posts ?

• Subscribers renew premium access ?

Z-Credits can then be converted into real money through your chosen payout method.

 

3. ? Earnings Conversion

The value of Z-Credits in USD (or your payout currency) is set by Zamelon and may vary depending on region, taxes, or payment fees.
Conversion rates are displayed in your Creator Dashboard for transparency.

Zamelon may adjust conversion rates to reflect currency fluctuations or processing costs, but creators will always see updated rates before withdrawal.

 

4. ? Payment & Payout Methods

Zamelon currently supports:

• Stripe (bank transfers, debit cards, local currencies)

• PayPal (available in supported countries)

• Other methods (to be added later, such as Wise, bank transfer, or mobile payments)

Creators can select their preferred payout method in their Payout Settings.
You are responsible for ensuring your payout account details are correct and verified.

 

5. ? Payout Schedule

Earnings are available for withdrawal after a 7–14 day review period for fraud or refund checks.
Once cleared:

• Stripe transfers typically take 2–5 business days.

• PayPal transfers are usually instant to 24 hours.

Minimum payout amount: $20 USD (or equivalent in your currency).

 

6. ? Creator Eligibility

To qualify for monetization, you must:

• Be 13+ years old (with parental consent if under 18).

• Have an active, verified account on Zamelon.

• Follow all platform rules (no adult or harmful content).

• Comply with your local tax and financial laws.

Zamelon may request ID verification before your first payout, as required by Stripe, PayPal, or other processors.

 

7. ? Prohibited Earnings & Fraud Prevention

Creators cannot earn from:

• Fake followers, bots, or spam activity

• Self-tipping or payment manipulation

• Adult, explicit, or prohibited content

• Misleading promotions or scams

Zamelon uses automated and manual systems to detect fraud.
If fraudulent activity is found, we may:

• Withhold earnings

• Reverse transactions

• Suspend or terminate accounts

 

8. ? Refunds and Chargebacks

If a fan’s payment is refunded or disputed (via Stripe or PayPal), the corresponding earnings will be deducted from the creator’s balance.
Frequent chargebacks or refund requests may result in payout holds or account review.

Zamelon may mediate disputes but is not obligated to reverse third-party payment processor decisions.

 

9. ? Taxes & Compliance

Creators are responsible for any taxes, VAT, or reporting obligations in their home country.
Zamelon and its payment partners may request tax forms (such as W-8/W-9 for U.S. persons) to comply with financial regulations.

We may also share transaction data with authorities if required by law.

 

10. ⚖️ Payout Holds or Suspensions

Zamelon may temporarily hold or freeze earnings if:

• A policy violation is detected

• Fraudulent activity is suspected

• A chargeback investigation is ongoing

• You fail to verify your payment account

Once cleared, your balance will be restored or paid out.

 

11. ? Transparency

Creators can view all:

• Tips, gifts, and purchases

• Conversion rates and fees

• Pending and completed payouts

Directly in their Creator Dashboard.

Zamelon aims to be fully transparent about every transaction.

 

12. ? Policy Updates

Zamelon may update this Monetization Policy as we introduce new features, partners, or payment options.
You’ll be notified before major updates take effect.

 

13. ? Support

For payout issues or monetization questions, contact:
? creators@zamelon.com
or visit zamelon.com/support

 

✅ Summary:

• Earn from tips, gifts, subscriptions, and pay-to-view content.

• Withdraw via Stripe, PayPal, and more (secure & verified).

• Minimum payout = $20 USD.

• No adult or fraudulent content allowed.

• Transparent, global, and creator-first.